Categorize transactions 5× faster

Batched AI categorization with confidence-gated auto-approval. HIGH confidence results are committed automatically. MEDIUM and LOW stay pending for your review. No silent errors.

Context sent to AI per transaction

Payment type

Credit Card

Bank account

Chase Business Checking

Memo

AWS usage fee, March

Transaction date

Mar 31, 2025

↑ Payment type, bank account, memo, and date fed into every prompt

Confidence gate: batch of 5

InsuranceHIGH · 96%
Auto-approved
AdvertisingHIGH · 91%
Auto-approved
Income TaxMEDIUM · 67%
Pending review
Shipping & FreightHIGH · 84%
Auto-approved
Rental ServicesLOW · 43%
Needs input
20 transactions per AI batch · learning after every approval

Category

Batched AI categorization sends up to 20 transactions in a single request. Uses your client's historical categorization data and similarity search to find the right category, every time.

Included in all plans

Category: Demo GIF

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Class, Project & Location

The AI treats all QBO fields equally, providing suggestions for Class, Project, and Location based on historical reconciliation patterns, not just the primary category.

Included in all plans

Class, Project & Location: Demo GIF

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Tax Rate & VAT

Suggested TaxCode and VAT rate per transaction, pre-populated in bulk approve modals. Get your taxes covered no matter where your company is incorporated.

Included in all plans

Tax Rate & VAT: Demo GIF

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Based on Client Comments

When a client leaves a comment on a transaction, via the Client Query Tool or directly in QBO, the AI uses it to auto-categorize without any manual input from you.

Included in all plans

Based on Client Comments: Demo GIF

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Multimodal Receipt Reading

Reconci.ai downloads QBO-attached receipts via pre-authenticated URLs, base64-encodes the image, and passes it to the AI model for visual categorization, with no OCR pipeline needed.

Included in all plans

Multimodal Receipt Reading: Demo GIF

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Learning-Loop Engine

Every historical QBO transaction automatically seeds a vendor-to-account rule. Recurring vendors bypass AI entirely on future imports, saving tokens and getting results instantly.

Included in all plans

Learning-Loop Engine: Demo GIF

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Under the hood

For accountants who want to know exactly how AI decisions are made

01

Batch sent

Up to 20 transactions bundled in a single API call with a lean name-only prompt. No database IDs round-tripped through the model.

02

Confidence scored

Each suggestion is scored HIGH, MEDIUM, or LOW. Only HIGH results auto-commit. MEDIUM and LOW stay PENDING, never silently wrong.

03

Rules seeded

Every approved transaction writes a vendor-to-account rule. The next time that vendor appears, AI is bypassed entirely, instant and free.

Ready to automate your categorization?

Join the teams using Reconci.ai to cut categorization time by 80%.