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Categorize transactions 5× faster

Batched AI categorization with confidence-gated auto-approval. HIGH confidence results are committed automatically — MEDIUM and LOW stay pending for your review. No silent errors.

Context sent to AI per transaction

Payment type

Credit Card

Bank account

Chase Business Checking

Memo

AWS usage fee — March

Transaction date

Mar 31, 2025

↑ Payment type, bank account, memo, and date fed into every prompt

Confidence gate — batch of 5

InsuranceHIGH · 96%
Auto-approved
AdvertisingHIGH · 91%
Auto-approved
Income TaxMEDIUM · 67%
Pending review
Shipping & FreightHIGH · 84%
Auto-approved
Rental ServicesLOW · 43%
Needs input
20 transactions per AI batch · learning after every approval

Category

Batched AI categorization sends up to 20 transactions in a single request. Uses your client's historical categorization data and similarity search to find the right category — every time.

Included in all plans

Category — Demo GIF

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Class, Project & Location

The AI treats all QBO fields equally — providing suggestions for Class, Project, and Location based on historical reconciliation patterns, not just the primary category.

Included in all plans

Class, Project & Location — Demo GIF

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Tax Rate & VAT

Suggested TaxCode and VAT rate per transaction, pre-populated in bulk approve modals. Get your taxes covered no matter where your company is incorporated.

Included in all plans

Tax Rate & VAT — Demo GIF

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Based on Client Comments

When a client leaves a comment on a transaction — via the Client Query Tool or directly in QBO — the AI uses it to auto-categorize without any manual input from you.

Included in all plans

Based on Client Comments — Demo GIF

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Multimodal Receipt Reading

Reconci.ai downloads QBO-attached receipts via pre-authenticated URLs, base64-encodes the image, and passes it to the AI model for visual categorization — no OCR pipeline needed.

Included in all plans

Multimodal Receipt Reading — Demo GIF

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Learning-Loop Engine

Every historical QBO transaction automatically seeds a vendor-to-account rule. Recurring vendors bypass AI entirely on future imports — saving tokens and getting results instantly.

Included in all plans

Learning-Loop Engine — Demo GIF

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Under the hood

For accountants who want to know exactly how AI decisions are made

01

Batch sent

Up to 20 transactions bundled in a single API call with a lean name-only prompt. No database IDs round-tripped through the model.

02

Confidence scored

Each suggestion is scored HIGH, MEDIUM, or LOW. Only HIGH results auto-commit. MEDIUM and LOW stay PENDING — never silently wrong.

03

Rules seeded

Every approved transaction writes a vendor-to-account rule. The next time that vendor appears, AI is bypassed entirely — instant and free.

Ready to automate your categorization?

Join the teams using Reconci.ai to cut categorization time by 80%.